Choosing the Right Medical Insurance Provider

Friends, most of you must be hit by the tax bug! I do not earn a hefty pay, but the amount is taxable. The accounts guy at our office asked all taxable payroll employees to save the money from going into the drains by buying some mutual funds or getting insured with a life insurance or a Medical Insurance. As my sister is insured with a life insurance by LIC, I did buy one policy. Now, the problem is about medical insurance. There are so many medical insurance companies and I am in a dilemma which medical insurance provider I should choose.

A colleague suggested that I should search online to compare benefits offered by the various medical insurance providers and that I should opt the one that provides maximum benefits, that which covers maximum treatments including maternity as I am already engaged and going to get married in two months. I was further advised that the medical insurance company should be networked with maximum hospitals and that the benefits should be cashless. But still, after searching the medical insurance providers on web and even comparing them, I was not able to come to a conclusion.

I asked her how she knew so much about it as she was able to guide me. Then she said that her husband does a research on the web before buying any product…and that he did the same when he was looking for the right medical insurance company. She said her family is insured with Apollo Munich Insurance.

Why Health Insurance Plan…

Friends, buying a health insurance plan or meeting the medical insurance broker to compare medical insurance plans have all become an easy affair. During my twenty five years of life, I was never hospitalized and never complained of any ailment. In fact, only mild fever once or twice a year affected me. But since the last two years, I became a friend with doctors and a regular visitor of hospitals. Now I am a victim of ailments, attacking me one after the other, especially related to my heart and stomach. Whatever I had saved during my five years of career are all gone! A colleague advised me to meet some Medical Insurance Brokers and buy a health insurance plan so that I am not least affected by the hospitalization charges.

I stay in a rented room and I came to know that a medical insurance broker working for Apollo Munich stay in a flat in the next lane. I met him and he showed me a number of medical insurance plans offered by Apollo Munich Insurance, all of which can be availed on a cashless basis. I am amazed to find that the company is networked with 4,000 hospitals…if am insured with an Apollo Munich insurance plan, I can avail services in any of these listed hospitals! The medical insurance broker elaborated me on the three plans offered covering from Rs. 1 lakh to Rs. 10 lakh. I chose the standard plan…it starts with only Rs. 3 per day and the amount is just negligible!!

Best mediclaim policy

Guys, I was looking for the best insurance plan offered by the Best Insurance Company online. I also asked my colleagues about the same and also about the best travel insurance, as official visits form a part of my office itinerary. I didn’t get a satisfactory solution until I met a wife of my colleague at a hospital. She delivered a baby boy with severe complications…thank God…the phase is over! Well, she was admitted in one of the costliest hospitals of the city and the facilities offered are unsurpassed. My colleague earns as much as I earn and I wondered how he bore the expenses in such a grand hospital.

Out of curiosity, I asked the mother of the baby that the cost must be very high. Well, she just laughed her heart out. She said she is insured with the best Mediclaim policy offered by Apollo Munich Insurance, the best insurance company and that all costs are incurred by the insurance company. This is where I got the answer. I wanted a policy that covers maternity expenses and lots of other benefits.

I went home and surfed online to find the details of the company. The ‘buy online’ link saved my time of visiting the insurance company. Another factor why I consider this company as the best insurance company is because you can get quotes, calculate the premium, compare policies whether individual or family, premium or standard and the like and accordingly choose the best health insurance plan.

Traveler’s Safety – World Travel Insurance

Safe travel is what everyone seeks while on a tour be it for business, office or leisure. The business executive who flies recurrently or the family man who often travel to foreign lands for leisure should get insured with a world travel insurance.

I am a frequent traveler to USA and I am insured with an international Travel Health Insurance – Apollo Munich ‘Easy Travel – Family’ which covers myself, my spouse, and my two children aged 9 and 14 each. This is a short-term travel insurance plan which promises to guard all the four of us against illnesses, thefts and other inconveniences while on travel.

We are also entitled with a number of benefits like access to information on health & travel, doctor referrals, passport assistance, emergency cash, lost luggage, family transportation, transport of imported medicines, and other travel emergencies. I read reviews about worldwide travel insurance posted by insured people on the web; I found many of them speaking volumes positively about Apollo Munich Insurance. I contacted its executive online; he soon turned up and placed in front of me the four international Travel Health Insurance Plans it has on offer; viz. individual, senior citizen, family, and annual multi-trip.

Once I lost my baggage at Dubai airport. I immediately contacted my international travel insurance provider. The response was so prompt that I am fully satisfied with this international Travel Medical Insurance provider. I received my baggage a day after I and my family reached home. Thanks to Apollo Munich Insurance.

Getting Insured Online

In this Internet savvy world where you can buy products and even procure services online buying health insurance online is an easy task. If you just type ‘online insurance companies’ in google search you will come across a number of online health insurance companies that offer competitive packages related to health insurance plans. To browse through insurance companies from India if, particularly you are based in India, type ‘online insurance India’. Browse through every site and make a comparative study so that you get to know about the various online health insurance plans offered by these online Best Insurance Company.

All online insurance companies promise unlimited benefits but not all online health insurance companies cover maternity costs. ApolloMunich Insurance offers three types of plans – standard, premium, and exclusive ranging from Rs. 1 lakh to Rs. 10 lakh. The exclusive category covers the maternity bills in addition to other hospitalization charges for particular ailments.

Online insurance in India has gained great impetus of late with more and more people opting for health insurance online. One reason is the increasing number of chronic ailments and equal rise of the high cost of treatment. Numerous hospitals have cropped up in every city facilitating the patient to get treated not far from his/her residence. But the spiraling medical or hospitalization bills will no doubt burn a hole into your pocket. So, getting insured with a Health Policy India, keeps you tension-free about the bill factor and related expenditure depending on the premium you pay.

How important is Health Insurance Coverage?

With the costs of hospitalization and medicines going sky high, health insurance coverage has become all the more essential. It is very important to be an owner of one of the Best Health Insurance Plan but it is also very important to save money. And that can be done by searching for the best health insurance offers. Before committing yourself to specific health insurance coverage, you should learn about other health insurance offers and accordingly choose the best one.

There are a lot of TV commercials or promotional letters from a number of health insurance providers that do evoke our senses but then are they provocative enough to make us avail health insurance coverage? Some of them do and then once we are provoked, we can check the details from their websites, like Apollo Munich website gives us all the details of its health insurance offers and plans along with the inclusions and exclusion details. Based on all this research we can go ahead and make our choice.

The best health insurance coverage includes healthcare services like preventive care, long-term care, hospitalization coverage, etc. After all emergencies do happen and we do not have any control over them. What we can control is get prepared for the worst and health insurance providers do the same; they prepare us for the complications that might come our healthy way. And when these complications arise, none of us would want to fall short of health insurance coverage or do we????…

Health Insurance—your guide to Health Protection

While checking your mails or your posts, you must have come across heaps of letters from various health insurance providers trying to catch your fancy or attention with their glossy insurance mails; however, very less Health Insurance Provider are able to impress you this way and end up in trash. But did you ever wonder that you might as well need those health insurance services in India or anywhere in the world. Those papers that ended up in your bin might as well have endowed you with an opportunity to avail best of health insurance services. Even if health insurance policies are a bit costly, they are vital.

Nothing in life has ever been certain and nothing will be certain so why not just prepare ourselves for the uncertainties of life. Even if you are physically fit, you can still be vulnerable to accidental risks, or other major hereditary illnesses. In such cases, if you have possession of one or more Medical Insurance Policy from a reputed health insurance provider, it can be a godsend gift.

Health insurance services in India too have flourished owing to a sudden boom in the medical insurance industry. Various health insurance services like preventive care, hospital coverage, long-term care besides major health care insurances along with a Travel Health Insurance Plans definitely calls for appreciation. After all, emergencies do happen and procuring health insurance services from the best health insurance provider will keep you safe by the pocket. So just take the plunge…you might earn benefits unlimited…

About Medical Insurance Providers

With a boom in the Medical Insurance sector, a number of medical insurance companies have entered the market with a variety of medical insurance plans for individuals, companies and families. Everyone is more concerned about covering the medical costs and keeping fit the healthy and safer way and what can be better than getting an insurance cover and getting all your regular medical check up costs covered. However, this is where dilemma follows. Amongst so many medical insurance providers it is tough to choose the best medical insurance provider. Apollo Munich is also one such medical insurance company that offers its clients a vast booty of health insurance plans, travel medical insurance plans for families, children and individuals.

However, with a number of options available in the market, shopping for the best medical insurance policy has become an intimidating process. In the same process, you will be shot with the question number of times whether you would want to give up control of who your medical insurance provider will be. Family medical insurance providers like or any service provider may ask you to give up control of who your medical insurance provider will be and instead you can be asked to choose from a group they work with. Moreover, they may also brush away from covering the medical costs charged by providers other than emergency care charges. Health Management Organization can be an option for medical insurance provider when it comes to Family Health Insurance.